Why purchase travel insurance?
• Travel insurance can reimburse your for out of pocket expenses if your trip is canceled and some of it is non-refundable
• If your trip is interrupted – perhaps there is an emergency that requires you to return to your starting destination – expenses may be paid and arranged for you
• Medical coverage that we have at home, including provincial Canadian plans, typically pay only a portion of what medical care costs internationally.
Why Purchase Manulife Travel Insurance? 96% Claims Approval Rate!
We deal with Manulife Global Travel Insurance. We have carefully assessed travel insurance providers, and although these are not the cheapest policies – you do get what you pay for. Part of the reason that we have chosen them is their claims record, which was to pay out 96% of claims.
Why You Should Avoid Credit Card Travel Insurance
If you have insurance on your credit card, please note that very few have coverage that is applicable to fully cover your trip, there are often changes to coverage as you age, and often traveling companions are not covered.
Update - Please note: Policies are now available with Covid-19 coverage. As always details are important – ask us!
We know that travel is important; for many of our client’s travel is essential to their sense of well-being. Learning, relaxing, partaking in fulfilling experiences and filling up our memory bank is part of our identity.
Insurance can sometimes be the forgotten piece, but we can’t afford for it to be. Insurance needs to be integral to every travel plan because lets be real…risk is a part of life.
So, what is your risk tolerance? Are you ok to lose the investment in your travel plans? Are you prepared to be out of pocket for your medical expenses, which can mount easily into the hundreds of thousands, and even more?
This is a very personal, but important part of your vacation planning. Everyone is different in terms of what risks they are willing to take, and in terms of their personal health experiences and how that may affect coverage and pricing. Our ask – please put insurance into your planning, check the terms and conditions carefully, and give our insurance a chance. Please don’t travel without good insurance coverage!
All insurance policies have terms and conditions, please make sure you are aware and are comfortable with yours!
Buy wisely, have peace of mind, and travel well!
Updated: November, 2019